Affordable Physical Therapy Liability Insurance
Experience peace of mind with the most affordable physical therapy insurance on the market. In under 3 minutes, you can get comprehensive coverage that protects your practice, giving you the confidence to focus on what matters most—helping your clients heal.
- Professional & General Liability:
$1 Million per Occurrence / $3 Million per Year - Identity Protection: $25,000
- Personal Injury & Advertising:
$1 Million Aggregate
Employed PT Assistant
Rates for PT Assistants working for a company
$89/yr
Please select the Physical Therapist Assistant—Employed profession at checkout
Employed Physical Therapist
Rates for PTs working for a company
$169/yr
Self-Employed PT Assistant
Rates for PT Assistants working independently
$249/yr
Please select the Physical Therapist Assistant—Self-Employed profession at checkout
Self-Employed Physical Therapist
Rates for PTs working independently
$329/yr
Why Choose MyPT Insurance?
Immediate Coverage
Your coverage starts the moment your payment is processed.
Instant Certificate
You’ll receive a Certificate of Coverage (COC) via email immediately upon payment.
Occurrence Form Coverage
You are covered for any incident that happened while your policy was in effect.
Portable Coverage
Your personal insurance coverage follows you wherever you work in the US.
Fast Checkout
3-Minute Application is quick and easy.
Telehealth Coverage
Visit with board-certified physicians or pediatricians 24/7.
Our Policy Limits
Your peace of mind is our priority. That’s why all of our policy options include the same great coverage limits.
Professional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like the improper use of equipment during treatment or if an injury got worse after following a treatment plan at home.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
This coverage can help protect you if you’re accused of libel, slander, or false advertising.
Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
Physical Therapy Specialties Covered
We are proud to offer coverage for all physical therapy specialties.
Pediatric
Sports
Women’s Health
Geriatric
Clinical Electrophysiology
Cardiovascular
Pulmonary
Neurological
Orthopedic
Oncology
Vestibular and Balance Therapy
Why Do I Need Insurance?
Why Employed Physical Therapists Need Insurance
Even if your employer provides insurance, you may still be at risk. Physical Therapy is a personal profession which includes direct interaction with clients. This opens you to risk of a lawsuit that business owner policies may not cover.
Responsibility may be transferred from the employer to you as you; the individual provided the care. In some cases, both the individual and the employer can be held separately liable, in which case, you may not be covered.
Don’t rely on someone else purchasing insurance for you, make sure you have the coverage to protect your career with MyPT Insurance.
Why Self-Employed Physical Therapists Need Insurance
Physical Therapy is a personal profession with direct interaction with clients. This opens you to risk of a lawsuit that could impact your business or even your career.
That’s why through continued research MyPT Insurance has crafted a policy that is economical, to provide you with the peace of mind you deserve.
Your extensive education, training, and experience as a physical therapist shouldn’t be at risk, so allow MyPT Insurance to provide coverage to help ease your mind.
Employed PT Assistant
Rates for PT Assistants working for a company
$89/yr
Please select the Physical Therapist Assistant—Employed profession at checkout
Employed Physical Therapist
Rates for PTs working for a company
$169/yr
Self-Employed PT Assistant
Rates for PT Assistants working independently
$249/yr
Please select the Physical Therapist Assistant—Self-Employed profession at checkout
Self-Employed Physical Therapist
Rates for PTs working independently
$329/yr
Trusted by Leading Companies
Rest assured you and your career are protected with MyPT Insurance. We're A-Rated (Superior) and backed by one of the biggest names in the industry, Arthur J. Gallagher.
Customer Reviews
I recently switched to MyPT Insurance for my physical therapy clinic, and I couldn't be happier! Highly recommend for any PT professional!
MyPT Insurance is great! They understand what physical therapists need and make sure we're covered. Also, loved that the customer service is friendly and helpful.
I’ve had this insurance for about 3 years and it is easily the most affordable rate I’ve come across!
